Credit Cards

What are the pros and cons of having credit cards? Are they a good thing or a bad thing? Can they be both? Many feel that it is all in the way you manage your credit. If you pay your balances and don't 'overbuy' then it is okay. Tell me what you think. Share some of your personal experiences.

Credit Cards-Yea or Nay?

Are credit cards okay? They can aid your credit score but they can also harm your credit score if you have high balances. Are they fine if used in moderation? Or should we use cash only? Tell me how you 'weigh in' on the subject. Share your experiences if applicable.

Safer Schools, Safer Malls, Safer Movies

Assault rifle ban? Yay or Nay? Clearly something must be done; but is this it? Will requiring background checks and mental health evaluations before approving a gun license help? Let's brainstorm immediate ways in which we can make our society safer.